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Protection – Life Cover, Critical Illness Cover, Income Protection
Buying a home and getting a mortgage is one of, if not the biggest financial commitment most of us will ever make. So, while we may not like to think about it, it’s important to consider how to protect our families, home, and the lifestyle we’ve worked so hard for.
Thousands of people across the UK aren’t insured enough to do this should they pass away or become ill.
What is ‘Protection’?
‘Protection’ simply refers to insurance products designed to protect your home, income and lifestyle against death or the diagnosis of a serious or critical illness.
Why is Protection important?
- The average age of a claimant for Income Protection was 40 years old
- The average age of a claimant for Critical Illness Cover was 50 years old
What’s the value of getting advice on Protection?
Protection designed to pay out a lump sum when some dies.
At such an unfortunate time, life assurance payouts can provide your loved ones with financial security and peace of mind, allowing them to pay off any remaining mortgage, tend to funeral arrangements, provide for the family and maintain their existing lifestyle.
Critical illness Cover
Protection designed to financially support you and your family if you become critically ill, or are diagnosed with a permanent disability covered by your plan. Pay-outs can be a lump sum or monthly instalments, giving you the time and support to work on getting better.
Protection designed to pay out if you are unable to work due to an illness or injury covered by your plan.
Paid out monthly to keep life moving.
Home + Contents Cover
Home Cover – designed to pay out if your home is damaged, for example by fire or flood.
Contents Cover – designed to pay out if your contents are damaged or stolen.
Below is a video from the 7 Families campaign – “designed to highlight how financially vulnerable people can be, when injury or illness strikes unexpectantly.”